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Mansfield Mortgage is your local expert on bad credit home loans in Vermont. Contact Mansfield Mortgage to learn more & apply for a bad credit mortgage. Many lenders will approve mortgages for qualified borrowers with bad credit. A few lenders even specialize in mortgages for homebuyers with a low credit score. While most banks stop considering loan approvals at a below credit score, at Cornerstone First, we have the ability to go to on both VA and FHA Loans.